How to Invest in Portfolia Using Your IRA

A simple, concierge-style process — ~15 minutes of your time over 2–3 weeks

Quick Facts:

Time Required: ~15 minutes of total setup time over 2–3 weeks
IRA Setup Fee: $0 (negotiated by Portfolia)
Alto Fees: 50% off standard quarterly fees for Portfolia investors*‍
Support: Portfolia + Alto provide hands-on guidance at every step

Simple Steps:

1. Pick Your Fund

Choose between Women’s Health Fund IV or Rising America Fund III—based on your values and investment goals.

Visit the Fund Overview page.

Or start directly with a fund intake form:

2. Determine Your Amount

Average Investment: $35,000 ‍
Minimum Investment: $10,000

3. Sign Your Agreement

Once you select your fund and amount, you’ll electronically sign your subscription documents with Portfolia. After signing, our team will make a personal warm introduction to Alto IRA to begin your IRA transfer.

4. Introduction to Alto IRA*

Portfolia has secured $0 setup fees for all investors using an IRA. Fees range based on total amount invested; $0–$29,999.99 invested: $18.75/quarter for first 2 years; $37.50 thereafter and for $30,000+ invested: $50/quarter for first 2 years; $100 thereafter.
You’ll receive a guided introduction email from Portfolia + Alto with instructions to open your Self-Directed IRA.

5. Transfer Funds to Your Alto IRA

With Alto’s team, you will:

Set up your Alto IRA account
Link an existing IRA or initiate a rollover from a 401(k)
Transfer the amount you plan to invest into your chosen Portfolia fund

Alto provides live support via phone and email to ensure this step is smooth.

6. Finalize Your Investment

Once your IRA funds arrive in your Alto account, Alto will handle:

All required documentation
Sending the investment wire directly to Portfolia

Timing: Typically 1–2 weeks (varies by your current IRA custodian)

*Alto Fee Structure for Portfolia Investors (50% off standard rates)

Total Invested Capital	Quarterly Fee (Years 1–2)	Quarterly Fee (Year 3+)
$0.00 – $0.00 (no activity)	$0.00	$0.00
$0.01 – $29,999.99	$18.75/quarter	$37.50/quarter
$30,000.00+	$50/quarter	$100/quarter

Estimated Time to Complete: 10–15 minutes

Note: All future returns from your Portfolia investment will be distributed back into your IRA.